{"id":357,"date":"2015-04-28T03:33:41","date_gmt":"2015-04-28T03:33:41","guid":{"rendered":"http:\/\/45.127.5.80:8088\/?p=357"},"modified":"2016-07-13T02:31:03","modified_gmt":"2016-07-13T02:31:03","slug":"what-is-takaful-the-essential-facts","status":"publish","type":"post","link":"https:\/\/testing.ezinsurance.com.my\/en\/what-is-takaful-the-essential-facts\/","title":{"rendered":"What is Takaful? \u2013 The Essential Facts"},"content":{"rendered":"<p>Interest in Takaful in Malaysia has steadily increased over the past few years with more &amp; more Malaysians\u00a0discovering the range of Takaful Plans as well as the benefits of choosing Takaful vs Conventional Insurance Plans.<\/p>\n<p>&nbsp;<\/p>\n<p>Today we share some of the essential must know facts about Takaful, types of plans as well as answer some of the\u00a0most asked questions about Takaful to help you make an informed decision when applying for your preferred\u00a0Takaful plan.<!--more--><\/p>\n<h2>What is Takaful?<\/h2>\n<h3>And how is it different from Conventional Insurance Plans<\/h3>\n<p><iframe loading=\"lazy\" title=\"EZTakaful Malaysia | What is Takaful?\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/HSnoOGzQltw?start=7&#038;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p><a href=\"http:\/\/en.wikipedia.org\/wiki\/Takaful\" target=\"_blank\">Takaful<\/a> is defined as a form of Islamic insurance which derives from the core concepts of Islamic Banking\u00a0(Muamalat).\u00a0Takaful is perceived as a cooperative or mutual insurance where members contribute a certain sum monthly for\u00a0their desired plan to a common pool of which reimbursement or repayment of loss to policy holders are made in a\u00a0form of profit sharing which often results in lower monthly premiums with a higher compensation payout.<\/p>\n<h2>What are The Types of Takaful Plans?<\/h2>\n<h3>And Choosing a Plan That Suits You Best<\/h3>\n<p>Choosing the right Takaful Plan today might not be as easy as it once was. Today there is a wide range of plans\u00a0that cater to different needs. Among choices are:<\/p>\n<ul>\n<li>Takaful Investment Plans<\/li>\n<li>Takaful Medical \/ Health<\/li>\n<li>Takaful Personal Accident Plans<\/li>\n<li>Takaful Home Coverage Plans<\/li>\n<li>Education Takaful<\/li>\n<\/ul>\n<p>While it is important to have Investment Plans, Medical Coverage and of course Education Plans for your children,\u00a0we often overlook the most essential plan to have which is Personal Accident Takaful.<\/p>\n<p><a title=\"Homepage\" href=\"http:\/\/45.127.5.80:8088\">Click Here<\/a> to find a Personal Accident Takaful plan that suits you best.<\/p>\n<h2>What is Personal Accident Takaful?<\/h2>\n<h3>And Do I Really Need It?<\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4262 size-full\" src=\"http:\/\/188.166.217.78\/eztakaful\/wp-content\/uploads\/2015\/04\/Personal-Accident-Takaful-300x285.jpg\" alt=\"Personal-Accident-Takaful-300x285\" width=\"300\" height=\"285\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Accidents can and will happen at any given time.\u00a0May it be at home, at school, at work or even on holiday, it is vital that\u00a0EVERYONE has a comprehensive accident plan to ensure that if or when an\u00a0accident occurs, you are covered financially.<\/p>\n<p>While most would often rely on Takaful Medical Cards, the truth of the\u00a0matter is that often, there could be some additional out of pocket\u00a0expenses that might not be covered by most medical cards and furthermore the additional costs of follow-up\u00a0treatments and care.<\/p>\n<h2>Dealing with Takaful &amp; Insurance Agents<\/h2>\n<p>When dealing with Insurance or Takaful agents, it\u2019s important to know a couple of things beforehand to ensure\u00a0you get the most out of your decision.<\/p>\n<p>Here are some essential tips: \u2013<\/p>\n<ol>\n<li><strong>Be Truthful<\/strong> when providing your information<\/li>\n<li><strong>Be clear<\/strong> about your wants and needs<\/li>\n<li>Apply for plans that you know you will be <strong>able to afford<\/strong><\/li>\n<li><strong>Always refer<\/strong>\u00a0to the company\u2019s helpline or support in case of doubt<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p>Here at EZTakaful we provide the opportunity for Malaysian\u00a0residents\u00a0to apply for Takaful directly with us by way of Online\u00a0Registration, Phone Application, Mobile App\u00a0and\/or via SMS.<\/p>\n<p>Have peace of mind and an additional sense of security knowing that you will be getting the right advice and\u00a0guidance directly from the company.\u00a0We trust these valuable tips, advice and information will help you better plan and choose the right coverage for\u00a0your lifestyle and budget.<\/p>\n<h3>Feel free to leave a comment or share your thoughts<\/h3>\n","protected":false},"excerpt":{"rendered":"<p>Interest in Takaful in Malaysia has steadily increased over the past few years with more &amp; more Malaysians\u00a0discovering the range of Takaful Plans as well as the benefits of choosing Takaful vs Conventional Insurance Plans. &nbsp; Today we share some of the essential must know facts about Takaful, types of plans as well as answer &hellip; <a href=\"https:\/\/testing.ezinsurance.com.my\/en\/what-is-takaful-the-essential-facts\/\">Continued<\/a><\/p>\n","protected":false},"author":1,"featured_media":4261,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-357","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What is Takaful? 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