{"id":5851,"date":"2016-12-06T05:05:00","date_gmt":"2016-12-05T21:05:00","guid":{"rendered":"http:\/\/45.127.5.80:8088\/?p=5851\/"},"modified":"2016-12-08T18:07:50","modified_gmt":"2016-12-08T10:07:50","slug":"personal-accident-coverage-smart-choice-part-1","status":"publish","type":"post","link":"https:\/\/testing.ezinsurance.com.my\/en\/personal-accident-coverage-smart-choice-part-1\/","title":{"rendered":"Why is Personal Accident coverage such a smart choice? (Part 1)"},"content":{"rendered":"<p style=\"text-align: justify;\">We all hope to live long and healthy lives \u2013 into our 70s, 80s and beyond.<\/p>\n<p style=\"text-align: justify;\">But, inevitably, we\u2019ll all die of something one day. And when we do, it\u2019ll be more than grief or memories we leave our loved ones. Think funeral expenses, medical costs, unpaid bills or outstanding debts. Plus the challenge of making ends meet without your income.<\/p>\n<p style=\"text-align: justify;\">That\u2019s why life insurance plays such an important role in financial planning. It pays a lump sum if you die while the policy is in force \u2013 from whatever cause \u2013 to ease your family\u2019s financial pain.<\/p>\n<p style=\"text-align: justify;\">Yet more and more people choose <span style=\"text-decoration: underline; color: #008080;\"><a style=\"color: #008080; text-decoration: underline;\" href=\"http:\/\/45.127.5.80:8088\/en\/\" target=\"_blank\">personal accident coverage<\/a><\/span> to begin or strengthen their financial security. It\u2019s quickly becoming one of the smartest ways to protect one\u2019s family financially.<\/p>\n<h3><span style=\"color: #008080;\"><strong>So what makes personal accident insurance so smart?<\/strong><\/span><\/h3>\n<p>The short answer is, <span style=\"color: #000000;\"><strong>A<\/strong><\/span>:<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><strong>It\u2019s much easier to get \u2013 no medical exam, no waiting periods.<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">While life insurance involves medical exams, lengthy approval processes and waiting periods when no claims are paid, a PA plan like <span style=\"text-decoration: underline;\"><a href=\"http:\/\/45.127.5.80:8088\/en\/product\/takaful-ezcover\/\" target=\"_blank\">EZCover<\/a><\/span> can be yours in minutes and covers you from day 1.<\/p>\n<p>And <span style=\"color: #000000;\"><strong>B<\/strong><\/span>:<\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"color: #000000;\">It costs so little compared to what you\u2019d pay for life insurance.<\/span> <\/strong><\/p>\n<p style=\"text-align: justify;\">For instance, unlike life insurance contributions which are expensive and become higher each year, <span style=\"text-decoration: underline;\"><a href=\"http:\/\/45.127.5.80:8088\/en\/\" target=\"_blank\">EZTakaful accident plans<\/a><\/span> start from only RM10 a month \u2013 which will never increase even as you grow older or have a medical condition.<\/p>\n<p><span style=\"color: #000000;\"><strong>But it covers only accidents, some will exclaim. \u00a0<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">Picture this: you\u2019re at the prime of your life, your healthiest and most active years \u2013 and the height of your earning years, meaning you have more financial obligations than ever. Your unexpected death or disability, right now, could mean financial disaster for your family.<\/p>\n<p style=\"text-align: justify;\">Statistically, you\u2019re now also most likely to die of an accident than of anything else. Get the drift?<\/p>\n<p style=\"text-align: justify;\">Here\u2019s another scenario: you\u2019re retired or about to retire and looking for some added protection. But due to poor health or just because you\u2019re older, you\u2019re asked to pay a fortune for life insurance \u2013 or declined coverage. At your age accidents are among the leading causes of death \u2013 so why leave yourself unprotected when you could have a plan like <span style=\"text-decoration: underline;\"><a href=\"http:\/\/45.127.5.80:8088\/en\/product\/takaful-ezprime\/\" target=\"_blank\">EZPrime<\/a><\/span> for very little cost?<\/p>\n<p style=\"text-align: justify;\">Discover them now or stay tuned for Part 2, where we\u2019ll look at the importance of living benefits \u2013 plus more factors making <span style=\"text-decoration: underline;\"><a href=\"http:\/\/45.127.5.80:8088\/en\" target=\"_blank\">personal accident insurance<\/a><\/span> such a cost-effective way to protect your finances!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We all hope to live long and healthy lives \u2013 into our 70s, 80s and beyond. But, inevitably, we\u2019ll all die of something one day. And when we do, it\u2019ll be more than grief or memories we leave our loved ones. Think funeral expenses, medical costs, unpaid bills or outstanding debts. Plus the challenge of &hellip; <a href=\"https:\/\/testing.ezinsurance.com.my\/en\/personal-accident-coverage-smart-choice-part-1\/\">Continued<\/a><\/p>\n","protected":false},"author":3,"featured_media":5852,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-5851","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why is Personal Accident coverage such a smart choice? (Part 1) - ezInsurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/testing.ezinsurance.com.my\/en\/personal-accident-coverage-smart-choice-part-1\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why is Personal Accident coverage such a smart choice? (Part 1) - ezInsurance\" \/>\n<meta property=\"og:description\" content=\"We all hope to live long and healthy lives \u2013 into our 70s, 80s and beyond. But, inevitably, we\u2019ll all die of something one day. And when we do, it\u2019ll be more than grief or memories we leave our loved ones. Think funeral expenses, medical costs, unpaid bills or outstanding debts. 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