{"id":5917,"date":"2016-12-20T07:43:21","date_gmt":"2016-12-19T23:43:21","guid":{"rendered":"http:\/\/45.127.5.80:8088\/?p=5917\/"},"modified":"2016-12-24T07:50:56","modified_gmt":"2016-12-23T23:50:56","slug":"personal-accident-insurance-living-benefits-important","status":"publish","type":"post","link":"https:\/\/testing.ezinsurance.com.my\/en\/personal-accident-insurance-living-benefits-important\/","title":{"rendered":"Personal Accident Insurance: what are \u201cliving benefits\u201d and why are they so important?"},"content":{"rendered":"<p style=\"text-align: justify;\">Every day, over 450 people enter our public hospitals due to an accidental injury. Most likely, few of them were keeping thousands in the bank to pay for the costs involved. And it can be quite surprising how quickly these costs can add up to thousands of ringgit.<\/p>\n<p style=\"text-align: justify;\">Which is why having the right protection \u2013 before you need it \u2013 is so important.<\/p>\n<p style=\"text-align: justify;\">Unlike life insurance which only provides a benefit after your death, personal accident insurance also pays \u201cliving benefits\u201d \u2013 that\u2019s financial assistance for <em>you<\/em>, while alive and recovering from an accident.<\/p>\n<p style=\"text-align: justify;\">From only <strong>RM10 a month<\/strong>, <span style=\"text-decoration: underline;\"><a href=\"http:\/\/45.127.5.80:8088\/en\" target=\"_blank\">EZTakaful<\/a><\/span> plans offer a wide range of living benefits, including:<\/p>\n<h3><strong><span style=\"color: #008080;\">Permanent Total Disability<\/span> <\/strong><\/h3>\n<p>If you become permanently and totally disabled as a result of an accident, you\u2019ll receive a substantial lump sum benefit. Permanent total disability is a condition that prevents you from working <em>any<\/em> kind of job, ever \u2013 thus unable to earn an income and support your family financially.<\/p>\n<h3><span style=\"color: #008080;\"><strong>Temporary Disability<\/strong><\/span><\/h3>\n<p style=\"text-align: justify;\">Some accidents might leave you \u201ctemporarily\u201d disabled \u2013 meaning you are unable to perform the daily duties of your profession for an extended period of time. Benefits for temporary disability are given in weekly cash payouts lasting for up to 2 whole years.<\/p>\n<p style=\"text-align: justify;\">Both <span style=\"text-decoration: underline;\"><a href=\"http:\/\/45.127.5.80:8088\/en\/product\/takaful-ezcover\/\">EZCover<\/a> <\/span>and <span style=\"text-decoration: underline;\"><a href=\"http:\/\/45.127.5.80:8088\/en\/product\/takaful-ezprime\/\">EZPrime<\/a><\/span> offer these benefits in addition to accidental death \u2013 and you can customise your coverage with extra cash payouts for traffic accidents, air travel or robberies. <span style=\"text-decoration: underline;\"><a href=\"http:\/\/45.127.5.80:8088\/en\/product\/takaful-ezprime\/\">EZPrime<\/a><\/span> includes additional benefits for Broken Bones + Hip Replacement, as well as a nursing care allowance while you are temporarily disabled.<\/p>\n<h3><span style=\"color: #008080;\"><strong>Hospital Benefits<\/strong><\/span><\/h3>\n<p style=\"text-align: justify;\">These come in various forms depending on the plan you select.<\/p>\n<p style=\"text-align: justify;\">For instance, <span style=\"text-decoration: underline;\"><span style=\"color: #008080;\"><a style=\"color: #008080; text-decoration: underline;\" href=\"http:\/\/45.127.5.80:8088\/en\/product\/takaful-ezcergas\" target=\"_blank\">EZCergas<\/a><\/span><\/span> pays fixed daily benefits for each and every day you spend in hospital due to a covered accident, regardless of its severity. This daily income can last for up to 60 days and is paid directly to you to use as you wish \u2013 not to doctors or hospitals. The benefit doubles if you are treated in a hospital Intensive Care Unit for up to 30 of those days. An extra daily allowance is also paid to your family for up to 30 days while you are hospitalised. And because recovering from an accident can be costly \u2013 even after you leave hospital \u2013 <span style=\"text-decoration: underline;\"><span style=\"color: #008080;\"><a style=\"color: #008080; text-decoration: underline;\" href=\"http:\/\/45.127.5.80:8088\/en\/product\/takaful-ezcergas\" target=\"_blank\">EZCergas<\/a><\/span><\/span> pays a lump sum Post-Hospital Treatment allowance if you require follow-up treatments after being released from hospital.<\/p>\n<p style=\"text-align: justify;\">For even greater protection, you can add extra cash payouts for major surgery, hospitalisation due to a motorcycle accident, dengue fever or malaria, or even outpatient emergency cash.<\/p>\n<h3 style=\"text-align: center;\"><strong><span style=\"text-decoration: underline; color: #008080;\"><a style=\"color: #008080; text-decoration: underline;\" href=\"http:\/\/45.127.5.80:8088\/en\/\">Learn more about EZTakaful plans<\/a><\/span><\/strong><\/h3>\n","protected":false},"excerpt":{"rendered":"<p>Every day, over 450 people enter our public hospitals due to an accidental injury. Most likely, few of them were keeping thousands in the bank to pay for the costs involved. And it can be quite surprising how quickly these costs can add up to thousands of ringgit. Which is why having the right protection &hellip; <a href=\"https:\/\/testing.ezinsurance.com.my\/en\/personal-accident-insurance-living-benefits-important\/\">Continued<\/a><\/p>\n","protected":false},"author":3,"featured_media":5918,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-5917","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-bm"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Personal Accident Insurance: what are \u201cliving benefits\u201d and why are they so important? - ezInsurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/testing.ezinsurance.com.my\/en\/personal-accident-insurance-living-benefits-important\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Accident Insurance: what are \u201cliving benefits\u201d and why are they so important? - ezInsurance\" \/>\n<meta property=\"og:description\" content=\"Every day, over 450 people enter our public hospitals due to an accidental injury. 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